Finance

We are experts in offering car and van finance to customers across the UK. If you have had trouble getting a used car or van elsewhere, then give us a call to see if we can help. We can arrange flexible finance deals to suit most budgets. 

We know that purchasing a vehicle is a big investment for most people and we’re dedicated to making the buying process as straightforward and hassle-free for our customers as possible. We can help you create a finance package that could get you behind the wheel of your dream vehicle. 

Finance is often a major part of our customers’ vehicle-buying journeys, so we have taken the necessary steps to offer some great packages as well as peace of mind.

Car Finance Explained

There are three main types of finance deals that you might want to consider:

Hire Purchase

Sometimes just referred to as HP, this is a loan secured against the vehicle itself. This is a great choice for people who want to spread out the cost of their vehicle. Typical HP deals involve a deposit and the rest of the balance is paid in instalments, plus interest. Once you’ve paid your final instalment, you own the vehicle outright.

Personal Contract Purchase (PCP)

This is a good option for those who like to change their vehicle every few years but don’t want to fork out a big sum each time. You will typically be asked to pay a deposit followed by monthly payments. At the end of the agreed period, for example, three years, you will have the option of paying the rest of the balance, returning the vehicle, or using any residual value on a deal with your next vehicle.

Personal Leasing (Contract Hire)

Contract Hire deals are very much like the PCP deals described above, however, you won’t have the option to buy the vehicle outright at the end of the deal.